When it comes to automotive luxury and performance, Mercedes-Benz is in a class of its own. With new financing and leasing offers in place, more people can now afford to buy their dream car. Currently, Mercedes-Benz Financial Services USA (MBFS USA) finances or leases approximately half of all new Mercedes-Benz vehicles sold in the U.S. and maintains a portfolio of over $39 billion, as of 2023. If you’re living in Texas, there’s good news. This guide, compiled by us at Mercedes-Benz of Tyler, explores the different financing options available to you.
The Texas Business Center in Fort Worth provides regional dealership finance and customer service for Texas consumers. MBFS USA takes a customer-centric approach, providing a smooth, convenient financing and leasing experience backed by over 40 years of experience. With flexible loan terms ranging from 24 to 72 months, you can find tailored financial solutions to fit your specific needs.
Here are some benefits to financing Mercedes-Benz vehicles through a loan or a lease.
Financing a Mercedes-Benz is ideal if you value ownership and want to build equity in your vehicle over the long term. Terms are customizable, ranging from 24 to 72 months. In Texas, typical finance rates range from 2.99% annual percentage rate (APR) for shorter terms to about 4.99% for longer ones. For example, qualified customers may finance a 2025 C 300 4MATIC® Sedan at 2.99% APR for 24 to 36 months or 3.99% for 48 months. This offer is subject to certain terms and conditions.
Mercedes-Benz lease finance offers lower monthly payments and the opportunity to drive a new vehicle every few years. Examples of lease deals in Texas include offers such as the GLC 300 lease at $599 per month with $5,223 due at signing and additional loyalty bonuses. This deal expires on 09/30/2025. Lease terms typically include mileage limits and require maintenance and insurance coverage.
Buyers with different types of credit can take advantage of auto loans in Texas. Mercedes-Benz loan rates vary depending on your credit, the duration of the loan, and the model of vehicle, but can start as low as 2.99% APR for qualified buyers.
Flexible financing allows you to choose loan amounts and terms that fit your budget. Use online tools such as loan calculators and quick online applications to remove guesswork. Mercedes-Benz refinancing is also an option if you have an existing car loan and want to lower your monthly payments or adjust the terms.
Qualified Texas customers can access competitive rates such as:
Monthly payment estimates show about $29.08 per $1,000 financed at 2.99% APR for 36 months. Some Texas dealers offer promotional rates as low as 1.99% APR for 36 months on models such as the 2025 GLS (not including Maybach). The state’s 6.25% sales tax applies to financing and leasing deals. These offers are only available at participating authorized Mercedes-Benz dealers such as Mercedes-Benz of Tyler.
Leasing programs in Texas include offers with attractive rebates and discounts. For example:
If you’re uncertain about which financing best suits your needs, chat to our experts and discover your most suitable financing options.
Mercedes-Benz of Tyler is here to help you get the best deal on your new car. Start by using our online payment calculator to see what you can realistically afford and what you can expect to pay each month. Then you can apply for financing and get prequalified; don’t worry, the assessment won’t affect your credit score.
If you have a car to sell, you can value your trade here and see how much you can use from your existing car to put toward your new one. Alternatively, take advantage of our finance center’s knowledge. We’ll answer your questions and help you to get behind the wheel of your dream car.
If you have your eye on a new Mercedes-Benz and you’re interested in exploring your financing options, you’re in good hands. Our financing experts at Mercedes-Benz of Tyler can walk you through the options based on your preferred model, your credit history, and your budget. Contact us today to schedule an appointment, or stop by for more details.
